Open Enrollment Health Insurance 2027

Prepare for 2027 Health Insurance Enrollment

Whether you have an individual health insurance plan, Medicare coverage, or a prescription drug plan, important changes may affect your coverage for 2027.

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Use the information below to review key dates, submit updated information, and understand the next steps for your coverage.

How Can We Help?

Choose the option that applies to you.

Under-65 Individual Health Insurance
For individuals and families who purchase health insurance outside of an employer-sponsored plan.

Learn About Under-65 Enrollment

Cigna Customer Update
For current Cigna individual health insurance clients whose plans will not renew for 2027.

Review the Cigna Update

Medicare Advantage
For current Medicare clients who would like Johnson Insurance to review their Medicare Advantage coverage for 2027.

Learn About Medicare Enrollment

Prescription Drug Plan Update
For current standalone Medicare Part D clients who need information about important 2027 service and enrollment changes.

Review the Part D Update
Under-65 Individual Health Insurance

2027 Under-65 Health Insurance Enrollment

Open Enrollment begins November 1. Enroll by December 15 for January 1 coverage.

This is the time to review your current plan, report household or income changes, and explore the coverage options available for 2027.

What to Submit

Please provide:

  • Your name and phone number
  • Your preferred method of contact
  • Any changes to your address, household size, or estimated income
  • Your preferred healthcare providers or medical needs, when applicable

Once we receive your information, our team will review your current coverage, eligibility, and available options. We will then contact you to discuss the next steps.

Submit Under-65 Information

Need help submitting your information? Send us an email at

Local? Stop by and drop off your information at: 127 Marketplace Drive Mocksville, NC 27028

Deadline to submit documentation to Johnson Insurance: October 26th, 2026.

Your Cigna Health Plan Will Not Renew for 2027

Cigna individual health insurance plans will not be available for renewal in 2027.

If you currently have a Cigna plan, you will need to select new coverage for 2027. Your existing plan will not automatically continue into the new year.

Please submit your updated information as soon as possible so our team can review the options available to you.

Contact Johnson Insurance

Action is required. If you do not select a new plan, you may not have health insurance coverage beginning January 1, 2027.

Medicare Advantage Annual Enrollment

Review Your Medicare Advantage Plan for 2027

The Medicare Annual Enrollment Period runs from: October 15–December 7

Medicare Advantage plans can change each year. Changes may affect prescription formularies, healthcare provider networks, pharmacies, costs, benefits, or whether a plan continues to be offered.

To review Medicare Advantage plan options with our team, you must first complete a Scope of Appointment Agreement.

Download Scope of Appointment Form

Please also provide the following information:

  • Name
  • Phone number
  • Email address
  • Prescription medications
  • Medication dosages
  • Healthcare providers
  • Preferred pharmacy

Once your Scope of Appointment and updated information are received, our team will review everything and contact you with next steps or to schedule an appointment.

Submit Your Information

You may return your completed Scope of Appointment and supporting information in any of the following ways:

Secure Portal

Submit Medicare Information

Email

Contact Johnson Insurance

Mail or Drop Off
Johnson Insurance 127 Marketplace Drive Mocksville, NC 27028

Deadline to submit documentation to Johnson Insurance: October 7th, 2026.

We cannot discuss plan-specific information or make plan recommendations until the completed Scope of Appointment Agreement has been received.

What Happens if I Take No Action?

Your Current Medicare Plan May Change

Your current Medicare Advantage plan will generally renew if it continues to be offered. However, the carrier may:

  • Change the plan’s coverage or costs
  • Move members to a different plan
  • Change prescription formularies or provider networks
  • Discontinue the plan

Please review the Annual Notice of Change sent by your current plan to understand how your coverage may be affected in 2027.

Prescription Drug Plan Update

Important 2027 Medicare Prescription Drug Plan Update

Due to changes within the insurance industry, carriers have removed agents’ ability to enroll clients in or service most standalone Medicare Prescription Drug Plans, also known as Part D or PDP plans.

As a result, Johnson Insurance is no longer able to review, enroll in, or make changes to most standalone Part D plans on a client’s behalf.

We understand that this is different from the assistance we have provided in previous years. Although we cannot complete this process for you, trusted resources are available to help you review and enroll in a plan.

Resources for Part D Assistance

Visit Medicare.gov

You can compare available plans and enroll online:

  1. Visit medicare.gov
  2. Select “Get Started”
  3. Click “Health & Drug Plans,” then “Find Health & Drug Plans”
  4. Enter your ZIP code
  5. Select “Medicare Drug Plan (Part D)”
  6. Choose the plan you wish to enroll in

Tip: You can enter your prescriptions to see how each plan would cover them. This can help you pick a plan that works well for you — though it is not required to enroll.

Call 1-800-MEDICARE

Medicare representatives are available 24 hours a day, seven days a week, except on certain federal holidays.

You may also contact an insurance carrier directly when you already know which plan you would like to select.

  • Aetna: 1-866-235-5660
  • Blue Cross Blue Shield: 1-888-247-4142
  • HealthSpring: 1-877-642-8212
  • Humana: 1-800-706-0885
  • United Healthcare: 1-877-596-3258
  • Wellcare: 1-888-293-5151

You may also compare additional plans if desired.

Visit NC SHIIP

North Carolina’s Seniors’ Health Insurance Information Program, or SHIIP, provides free and unbiased Medicare counseling.

Davie County residents: Call the Davie County Senior Center at 336-753-6230 to schedule an appointment.

Residents of other North Carolina counties: Call SHIIP toll-free at 1-855-408-1212 to locate a counselor in your area.

A SHIIP counselor can help you understand your options, compare plans, and complete your enrollment. You may also ask Medicare, SHIIP, or the insurance carrier about requesting a paper application.

Not Sure Which Option Applies to You?

Our team can help point you in the right direction.

Call: | Email: service@gojohnsonins.com

Medicare Open Enrollment 2027 - Meeting With Medical Provider in Office

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